Personal Finance ⁽²⁾

What does 2026 hold?

I had the fortune of having a "Christmas break" - which left me some time to think about what 2026 will hold. I made 3 observations that I feel are solid enough to actually write down. Here we go: I have been thinking about this throughout 2025, ever since Trump was inaugurated. It seems like ever since the US election everyone "in power" (broadly speaking... whatever that means) has been shifting their messaging to trying to culturally align with the new president. One example I saw a YouTuber mention was how Mark Zuckerberg went on Joe Rogan with a gold chain and talked about masculinity, which is a quite funny shift for him. This has basically lead to a shift…

Ludvig Larsendahl

Frugality & Freedom

In my first blog post I want to explore the intersection of frugality and freedom, and how these concepts have shaped my personal journey towards financial independence. My thoughts are deeply influenced by the book Early Retirement Extreme by Jacob Lund Fisker, who is also the author of a blog by the same name. Fisker is one of the early voices in the FIRE movement “Financial Independence, Retire Early” and his ideas have resonated with me on a profound level. Fisker’s philosophy revolves around the idea that money is not an end in itself but a means to an end. He views frugality as a pathway to freedom, a concept that aligns closely with my own beliefs. In my view,…